When you can’t take care of your finances, you can at least take care that you’re in charge of your life

Software developer, accountant, and technology analyst Josh Bivens (Everett Collection) has become a digital icon with his TEDx talk, “Don’t Forget Your Finance.”

The talk, in which Bivans explores how digital technology can be used to help us all better manage our finances, has garnered more than 7 million views and more than 2.7 million comments.

While he has been a fixture on television, Bivins new book, “Your Money, Your Life: How to Get Money Done and How to Live Your Financial Life,” was just released this week.

He shared with Entertainment Weekly his new take on how to take control of your money and make your life easier.

“One of the things that I’ve learned over the past five years is that money is a pretty complicated thing,” Bivs said.

“We spend so much of our time trying to manage money.

The most common advice is to set aside money in a bank account and then manage your money.

And that’s great.

But the reality is that there are a lot of people that have very little money and that they don’t understand what they should do with it.”

Bivens explained that the easiest way to get your money back is to put money in your savings account and invest that money.

But there are other, less obvious, ways to help yourself.

“One of my favorite things to do is to invest your money in things like a savings account or in a retirement account,” he said.

He pointed out that there’s no better time to start saving than right now.

“If you’re a millennial, you’re not going to be able to retire until the middle of 2019,” he added.

“And when you’re 40, you’ve got a lot more time to spend with your kids, your pets, your hobbies, and so forth.”

Bivings advice for those who don’t have a lot to lose.

“Don’ t forget about your finances,” he explained.

“I’ve done a lot, but if you don’t start now, you’ll probably be left with less money than you can afford.”

Here are some tips to help you get started:•Set aside a certain amount of money each month to put away for savings and investments•Set up a recurring budget, which can be a simple spreadsheet or an online calendar, or a phone calendar for more convenient access.•Make sure that your savings accounts are regularly audited.

If your accounts are underfunded, you may need to take a step back and reassess how you spend your money on other things, Binsaid.

“You can’t just be saving all the time, so try to do the things you do have time for.”•Set a budget every month and track it.

It can be an online budget or a list of items that you need to do each month, or an electronic checklist of your daily tasks.•Take a good, hard look at your finances and make sure you’re following your plans.

You might be surprised how much time you’re spending on some of your bills, like paying your phone bill or your cable bill.

“But you’ll never know how much money you’re saving unless you start tracking it,” he advised.•Use a simple and consistent spending schedule.

“It’s not like you’re going to put it all in one bucket, but you’re tracking how much you spend each day and you’re making sure you have a budget,” he stressed.

“Once you start taking action, you will start seeing the savings increase.”•When you can no longer afford to wait, Bvins said, “I’ll just give you a couple of things to consider: If you’re living in a small town or something, then maybe you can save more for a new car or a new house.

Or maybe you don’ t have time to save, so maybe you could save your money for something that can really make you money.”

If you want to learn more about what makes a good investment, check out our top five investments.

Bivents book, Your Money, your Life, is available for purchase now.

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